We are not making an offer, solicit to buy or sell or subscribe for any security or financial instrument, enter into any transaction or participate in any trading or investment strategy with you through this document.

If you choose not to do so, you should consider if the investment product is suitable for you, and conduct your own assessments and due diligence on the investment product.

Before you make an investment, please seek advice from your Relationship Manager regarding the suitability of any investment product taking into account your specific investment objectives, financial situation or particular needs.

It does not consider the specific investment objectives, financial situation or needs of any particular person.

This information is intended for general circulation and / or discussion purposes only.

Any opinions or views of third parties expressed in this document are those of the third parties identified, and do not represent views of Oversea-Chinese Banking Corporation Limited (“OCBC Bank”, “us”, “we” or “our”).

Such currency-linked investments let you capitalise on movements in currency markets for higher returns, if you are willing to take a risk on the exchange rate between two currencies. They offer a steady stream of passive income from periodic interest payments, typically on a semi-annual basis.

The common underlying asset may include market indices, equities, interest rates, bonds, mutual funds, and foreign currency exchange rates.īonds offer the opportunity to diversify your investments and earn better yields than bank deposits. This investment potentially pays higher yields but carries the risk of market movements of the underlying share price.Ī structured note is a derivative investment whose return is linked to the market performance of its underlying assets or securities. An equity-linked convertible investment is a short-term capital-at-risk equity-linked investment that gives you the opportunity to purchase shares of a selected company at a discounted price when the investment matures, relative to the price prevailing on the day of the investment.

Ocbc corporate fixed deposit rate